A Recipe for Estimating College Costs Before You Apply

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Novice Foodie
When families start planning for college, many focus on the “sticker price” the way new cooks focus only on the headline ingredients, without considering substitutions, portions, or what’s already in the pantry. College costs work the same way: tuition alone doesn’t reflect scholarships, grants, or aid tied to income and assets. Using tools like net price calculators and understanding how financial aid formulas work can help families estimate what they’ll really pay before applications go out. Thinking of college financing as a step-by-step recipe—gathering accurate college info, comparing schools thoughtfully, and adjusting expectations early—often leads to better decisions about finding the right college fit (this guide explains the process well: College Benefits Research Group).
 
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